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If you or a loved one has been injured in a car accident, the aftermath can be overwhelming. At Jamie Casino Injury Attorneys, our experienced car accident injury lawyers represent victims in Savannah, Augusta, Georgia, and Columbus, South Carolina. We understand the physical, emotional, and financial toll car accidents take, and we fight aggressively to secure the compensation you deserve.

Why Hire a Car Accident Injury Attorney?

Car accidents often involve complex insurance claims and legal challenges. An experienced injury attorney can protect your rights, preserve crucial evidence, and advocate for fair compensation. Our team’s local knowledge and commitment to client care make us a trusted choice for injured motorists in Georgia and South Carolina.

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You weren’t expecting to get into a car accident. But now, you’re facing medical bills, insurance games, time off work, and a million questions about what to do next. You didn’t cause the crash, but you’re the one paying the price.

At Jamie Casino Injury Attorneys, we focus on holding negligent drivers accountable. If another person’s actions caused your injuries, our mission is to secure the compensation you need to rebuild.

We represent clients injured on all of Savannah’s roads, from I-16 and the Truman Parkway to Abercorn Street. We know the challenges you face, including insurance companies that prioritize profits over people. Our firm prepares every case for the courtroom, giving you a strategic advantage in settlement negotiations.

When you hire a Savannah car accident lawyer from our firm, you get a team that’s aggressive, local, and relentless. We build every case as if it’s going to trial. That way, we’re always ready—whether it settles or not.

You only get one shot at justice. Make it count.

Why You Need a Savannah Car Accident Lawyer

Car accident cases seem simple—until they’re not. The other driver might deny fault. The insurance company may try to blame you. Or you might get a lowball settlement offer that doesn’t even cover your hospital bills. That’s why having the right attorney on your side from day one can make or break your case.

At Jamie Casino Injury Attorneys, we don’t just file claims—we build cases. We gather police reports, speak with witnesses, pull traffic camera footage, and bring in accident reconstruction experts when needed. If the insurance company wants to fight, we fight harder.

And if they want to play games? We end them.

Georgia is a fault-based state, which means the at-fault driver is responsible for damages, but proving fault isn’t always straightforward. The other side may try to twist the facts or drag things out until you’re too exhausted to keep going.

That’s where we come in.

We’re not a call center. We’re not case managers. We’re trial lawyers with a reputation in Savannah for getting results.

Let us handle the fight while you focus on healing.

You Don’t Pay Us Unless We Win

Worried about legal fees? Don’t be. At Jamie Casino Injury Attorneys, we work on a contingency fee basis. That means you pay nothing unless we recover compensation for you.

No hourly rates. No upfront retainers. No hidden charges.

We advance all costs necessary to build your case, from hiring accident reconstruction professionals to paying court filing fees. Our success is directly tied to yours. We receive a fee only if we successfully recover compensation for you. 

This approach allows you to focus on your recovery without financial pressure. Our goal is to secure a result that fully reflects the damages you have suffered, including medical expenses, lost income, and pain and suffering.

Insurance companies count on you being too overwhelmed or broke to fight back. That’s why they offer quick, lowball settlements. But when you hire us, they know the game has changed. They know we don’t settle for scraps—and we don’t blink in the face of a courtroom.

Don’t let finances keep you from getting the justice you deserve. Call now for a free consultation with a Savannah car accident lawyer, and let us handle the rest.

We Know Savannah’s Roads—And Its Courtrooms

There’s a reason experience matters. Not just in law, but in Savannah.

At Jamie Casino Injury Attorneys, we don’t just represent car accident victims—we live here, drive these roads, and know how Savannah traffic patterns play into collisions. Whether your crash happened downtown, near Hunter Army Airfield, or along busy stretches of Truman Parkway, we’ve seen the same intersections in our own investigations.

But it goes beyond geography. We know the local court systems, the judges, and the strategies that work best here. That’s a major advantage when it comes to building your case and negotiating a settlement. Insurance companies recognize our name, and they know we’re ready to go to trial if needed.

Out-of-town lawyers may treat your case like a number. We treat it like home turf.

If you were injured in Chatham County or the surrounding area, don’t settle for a firm that sees you as just another file. Choose one that knows Savannah inside and out—and has the battle-tested legal team to get you paid.

What Happens After You Hire Our Firm

Once you hire Jamie Casino Injury Attorneys, we move fast. No delays. No red tape. Just action.

First, we launch a full investigation into your accident. We’ll secure the crash report, inspect vehicle damage, review medical records, and reach out to any witnesses. If there’s video footage available—traffic cams, business security, or even doorbell footage—we’ll track it down and preserve it before it disappears.

We’ll also handle all communication with the insurance company. You won’t have to deal with adjusters or lawyers trying to twist your words or pressure you into a lowball settlement. We’ve got that covered.

If your injuries require ongoing care, we can help you find the right doctors, even if you don’t have health insurance.

As your Savannah car accident lawyer, we’ll keep you updated every step of the way. You’ll never be left wondering what’s happening with your case. And if we can’t get a fair settlement? We’ll take the fight to court—because we build every case with trial in mind.

You’ve been through enough. Let us take it from here.

The Insurance Company Is Not on Your Side

It might feel like the insurance company is trying to help. Maybe they’re being polite. Maybe they even offer you a settlement quickly. But here’s the truth: their goal is to pay you as little as possible—and they’re trained to make that happen.

They’ll downplay your injuries. Say your pain is from a pre-existing condition. Question your medical care. Or claim you were partially at fault. They’re not looking out for your best interests—they’re protecting their bottom line.

At Jamie Casino Injury Attorneys, we’ve seen all the tricks. And we know how to beat them.

When you’re represented by a respected Savannah car accident lawyer, insurance companies treat you differently. They know we come with evidence, experts, and courtroom firepower. They also know we won’t back down or settle cheap.

So if you’re getting calls from adjusters or being pressured into signing anything, stop. Call us first. We’ll protect your rights, calculate the full value of your damages, and go to war to get every dollar you deserve.

You only get one shot at compensation. Don’t let them lowball you into silence.

Real Clients. Real Results.

We don’t run cheesy ads. We don’t chase headlines. What we do is win cases—and change lives.

Our clients come to us after some of the worst days of their lives. They’ve been hit by drunk drivers. T-boned at intersections. Rear-ended at stoplights. Left with broken bones, head trauma, or lifelong back pain. They’re scared, stressed, and unsure what comes next.

That’s when we step in.

At Jamie Casino Injury Attorneys, we’ve helped clients recover millions of dollars in car accident claims across Georgia. But more importantly, we’ve helped them rebuild. Pay their bills. Get the care they need. And hold the people who hurt them accountable.

The cases we take on aren’t just files—they’re people. Families. Futures.

When you choose our firm, you’re choosing a team that’s aggressive, responsive, and all-in on your case. We bring courtroom strength, local knowledge, and relentless drive to every client we represent.

If you want real legal warriors in your corner, we’re here—and we’re ready.

Common Causes of Car Accidents in Savannah

Savannah is known for its charm, but it’s also home to some of the busiest and most dangerous roads in Georgia. Accidents happen every day—and most of them could have been prevented.

Here are some of the most common causes we see:

  • Distracted driving – Texting, using GPS, or even adjusting the radio can pull a driver’s attention away from the road.
  • Speeding – Exceeding the speed limit or driving too fast for conditions increases both the likelihood and severity of crashes.
  • Drunk or drugged driving – Impaired drivers are a serious threat and often cause catastrophic injuries.
  • Running red lights or stop signs – A moment of impatience can lead to a devastating T-bone crash.
  • Following too closely – Rear-end collisions often cause whiplash, back injuries, and head trauma.
  • Unsafe lane changes – Failing to signal, check blind spots, or merge carefully can result in sideswipes or multi-car pileups.
  • Bad weather – Rain and poor visibility on highways like I-95 or U.S. Route 17 make it harder to stop safely.

No matter how your accident happened, if someone else’s negligence was involved, you may be entitled to compensation. A Savannah car accident lawyer from our team can investigate the cause and build your case from the ground up.

What to Do After a Car Accident in Savannah

The aftermath of a crash can be chaotic, but what you do in the minutes and days that follow can significantly impact your health, your recovery, and your legal case.

Here’s what we recommend:

  1. Call 911 – Report the crash to law enforcement and request medical assistance if needed.
  2. Get medical attention – Even if you feel okay, get checked. Adrenaline can mask symptoms of serious injuries like concussions or internal bleeding.
  3. Document the scene – Take photos of the damage, the road conditions, license plates, and any visible injuries.
  4. Exchange information – Get the other driver’s name, contact info, license, and insurance details.
  5. Identify witnesses – If anyone saw what happened, get their name and phone number.
  6. Don’t admit fault – Be polite, but avoid saying anything that could be used against you.
  7. Call an attorney – Before talking to insurance companies, speak with a Savannah car accident lawyer who can protect your rights.

Insurance companies may call you quickly with a settlement offer. Don’t accept anything until you’ve talked to us. We’ll help you understand the real value of your case—and fight for every dollar you deserve.

Types of Injuries We Handle

Car accidents can lead to a wide range of injuries, from minor bruises to life-altering trauma. At Jamie Casino Injury Attorneys, we’ve seen it all—and we know how to build strong cases for every type of injury.

We regularly handle claims involving:

  • Whiplash and neck injuries
  • Back injuries and herniated discs
  • Concussions and traumatic brain injuries (TBIs)
  • Broken bones and fractures
  • Internal injuries and bleeding
  • Spinal cord injuries and paralysis
  • Facial trauma and disfigurement
  • Burns and road rash
  • Psychological trauma, anxiety, and PTSD

Even injuries that seem “minor” at first can lead to chronic pain, limited mobility, or long-term medical expenses. That’s why we take every injury seriously—and work with top medical experts to document the full impact on your life.

We’ll also make sure future medical needs, lost earning potential, and emotional suffering are factored into your claim.

Don’t let the insurance company minimize your injuries. Let a seasoned Savannah car accident lawyer fight for the care and compensation you truly need.

Can You Still Recover Compensation If You Were Partially at Fault?

Under Georgia’s modified comparative negligence rule, you can still recover damages as long as you were less than 50% at fault for the accident. However, your total compensation will be reduced by your percentage of fault.

For example, If you’re awarded $100,000 but found to be 20% at fault, you would receive $80,000.

This system allows victims to seek justice even if they made a mistake, but it also gives insurance companies a weapon. They’ll often try to shift the blame onto you to reduce what they owe.

That’s why having a lawyer is critical.

At Jamie Casino Injury Attorneys, we know how to fight back against unfair blame tactics. We gather evidence, use accident reconstruction, and build a timeline that proves who was really at fault—and to what degree.

We’ve handled cases where clients were initially blamed for their own injuries, only for us to uncover traffic cam footage or witness testimony that proved otherwise.

If they’re trying to blame you, don’t panic. A Savannah car accident lawyer from our firm can level the playing field—and make sure you get what you’re entitled to.

How Long Do You Have to File a Car Accident Claim in Georgia?

Georgia law gives you two years from the date of your car accident to file a personal injury lawsuit. This is known as the statute of limitations, and it’s a hard deadline. Miss it, and your case could be dismissed—no matter how strong your evidence is.

But that doesn’t mean you should wait until the last minute.

The sooner you contact a Savannah car accident lawyer, the better. Evidence fades quickly. Surveillance footage can be deleted. Witnesses may forget what they saw. And insurance companies will start building their defense immediately.

There are also exceptions to the two-year deadline. For example:

  • Claims involving government vehicles may have shorter notice requirements
  • Wrongful death claims follow a slightly different timeline
  • Property damage claims have a four-year statute of limitations

At Jamie Casino Injury Attorneys, we don’t just file claims—we take action immediately. From day one, we preserve key evidence, document your damages, and make sure every filing is timely and strategic.

Don’t wait until it’s too late. Call now and let’s get your case moving.

Savannah Car Accident FAQs

What types of compensation can I recover in a Savannah car accident claim?

Under Georgia law, you may recover compensation for both economic and non-economic damages.

  • Economic damages include measurable losses like current and future medical bills, lost wages, and diminished earning capacity.
  • Non-economic damages compensate you for intangible losses such as pain and suffering, emotional distress, and loss of enjoyment of life.

The other driver’s insurance company offered me a settlement. Should I take it?

You should never accept a settlement offer without first consulting an attorney. Initial offers from insurance companies are often far less than the full value of your claim. Insurance companies calculate them to resolve the case quickly and cheaply, often before you know the long-term medical and financial impact of your injuries. 

Accepting an offer requires you to sign a release, which permanently prevents you from seeking any further compensation.

What if the driver who hit me was uninsured or fled the scene?

If you have Uninsured/Underinsured Motorist (UM/UIM) coverage on your own auto insurance policy, you can file a claim with your own insurer to cover your damages. We can help you navigate this claim.

In a hit-and-run, we conduct a thorough investigation to identify the at-fault driver. If the driver cannot be found, your UM policy is your primary path to recovery.

How does my health insurance work with a car accident claim?

You should use your health insurance to pay for your medical treatment after an accident. However, your health insurance provider will likely seek reimbursement from any settlement or verdict you receive. This is called subrogation.

We manage these claims and negotiate with your health insurer to reduce the amount you must pay back, maximizing the amount of money you keep.

Speak With a Savannah Car Accident Lawyer Today

You didn’t choose to be in this situation, but you can choose how you respond.

At Jamie Casino Injury Attorneys, we’re here to ensure you don’t get pushed around by insurance companies or left holding the bag for someone else’s mistake. We know what’s at stake for you and your family, and we take that responsibility seriously.

Whether you’re facing mounting medical bills, missed paychecks, or lasting pain, we’re ready to fight for the justice and compensation you deserve. Our team has helped countless Georgians recover millions in verdicts and settlements—and we’re ready to do the same for you.

We offer free consultations, and you don’t pay us a dime unless we win your case.

Call us today at (912) 355-1500 or contact us online to speak with a skilled Savannah car accident lawyer.

FILING DEADLINES

In Georgia, the statute of limitations for filing a car accident claim is typically two years from the accident date. This means you have a limited time to take legal action to seek compensation for your injuries and damages. Act quickly and contact a car accident lawyer in Savannah as soon as possible to ensure your case is filed within this timeframe.

Failing to meet the Georgia car accident statute of limitations can result in losing your right to pursue a claim. Delays can also lead to lost evidence and weakened witness testimonies, making it harder to build a strong case.

EVIDENCE AND DOCUMENTATION

Understanding that evidence is needed in a car accident case is one thing; knowing exactly what to gather is another. Here’s a thorough list of evidence to collect as soon as possible:

  • Police Documentation: Obtain a copy of the police report detailing the circumstances of the accident. This report can provide valuable information about the parties involved, statements made at the scene, and any citations issued.
  • Medical Records: Collect all records of your injuries, including hospital visits, diagnostic tests, treatment plans, and prescriptions. These documents serve as evidence of the extent and impact of your injuries.
  • Eyewitness Statements: If there were witnesses to the accident, gather their contact information and statements about what they saw. Eyewitness testimony can corroborate your version of events and strengthen your case.
  • Photo/Video Evidence: Take photos or videos of the accident scene, property damage, and your injuries. Visual evidence can depict the damages and help establish liability.
  • Examples of Driver Negligence: Compile evidence demonstrating that the other party was the negligent driver, such as traffic violations, reckless driving behaviors, or intoxication. This can include dashcam footage, surveillance videos, or witness accounts.
  • Financial Documentation: Track all expenses related to the accident, including medical bills, vehicle repair costs, and lost wages. These documents are essential for calculating damages and seeking compensation.
  • Communication Records: Save any communication related to the accident, such as emails, text messages, or letters from insurance companies or the other party involved. These records can provide valuable insight into liability and settlement negotiations.

While gathering this evidence may seem daunting, our law firm is here to help ease the burden. We know navigating legal matters while recovering from an injury can be overwhelming. That’s why we’re dedicated to doing your hard work, allowing you to focus on your recovery with peace of mind.

OUR FEES EXPLAINED

We understand that concerns about legal representation costs can add to the stress of an already challenging situation. That’s why we operate on a contingency fee basis. This means you won’t have to worry about paying any upfront fees or retainer costs. We recognize that finances can be tight after an accident, and you shouldn’t have to bear the additional burden of legal fees.

If we don’t win, you don’t pay. This ensures that our interests are aligned with yours, and we’re fully committed to obtaining the best possible result for you. Before we begin working on your case, we’ll discuss our fee structure with you upfront so there are no surprises. We believe in transparency and will clearly outline any potential costs or fees associated with your case.

WHAT MAKES US DIFFERENT FROM OTHER SAVANNAH CAR ACCIDENT ATTORNEYS?

When choosing a legal team to represent you after a car accident in Savannah, we understand that you have options. Here’s why we believe you should choose us over other car accident attorneys in the area:

  • EXPERIENCE AND EXPERTISE: Our team brings extensive experience and expertise in handling car accident cases. We have a proven track record of success, with countless satisfied clients who have received the compensation they deserve for their injuries.
  • PERSONALIZED ATTENTION: We understand that every case is unique, and we take the time to listen to your concerns, answer your questions, and tailor our approach to meet your specific needs and goals.
  • STRATEGIC APPROACH: Our experienced car accident attorneys in Savannah will leverage their knowledge of Georgia’s laws and legal procedures to build strong and compelling arguments on your behalf. We leave no stone unturned in pursuit of justice and fair compensation for our clients.
  • RESOURCEFUL REPRESENTATION: Our firm has the resources and connections to investigate your accident thoroughly, gather compelling evidence, and engage expert witnesses when necessary. We spare no effort in building the strongest case to support your claim.
  • CLIENT-CENTERED PHILOSOPHY: At our firm, you are more than just a case number. We genuinely care about our client’s well-being and are dedicated to providing compassionate support and guidance throughout the legal process. Your best interests are always our top priority.
  • PROVEN RESULTS: Our track record speaks for itself. We have a history of achieving favorable client outcomes through negotiated settlements or courtroom litigation. You can trust us to fight tirelessly for the compensation you are owed.
  • TRANSPARENT COMMUNICATION: You can count on us to keep you informed about the progress of your case, explain your options clearly, and provide honest and realistic assessments of your prospects for recovery.
Be sure to contact our team today for a free case evaluation and guidance on your next steps

Savannah Office

  • Monday 7:00 AM – 10:00 PM
  • Tuesday 7:00 AM – 10:00 PM
  • Wednesday 7:00 AM – 10:00 PM
  • Thursday 7:00 AM – 10:00 PM
  • Friday 7:00 AM – 10:00 PM
  • Saturday Closed
  • Sunday Closed

Typical Injuries From Car Accidents

Car accident victims frequently suffer traumatic brain injuries, spinal cord injuries, broken bones, soft tissue injuries, whiplash, and emotional trauma such as PTSD. Prompt medical care and legal representation are essential to protect your health and legal rights.

 

What To Do After a Car Accident

  1. Ensure safety and move to a safe area if possible.

  2. Call 911 and report the accident to police.

  3. Seek immediate medical attention, even if injuries seem minor.

  4. Document the scene with photos and gather witness information.

  5. Contact a trusted car accident injury attorney before discussing the accident with insurance companies.

 

How Our Car Accident Injury Lawyers Can Help

Our attorneys thoroughly investigate your accident, gather evidence, and identify all liable parties, including negligent drivers, vehicle manufacturers, or government entities. We aggressively negotiate with insurance companies or take your case to trial if necessary to secure damages for medical bills, lost wages, pain and suffering, and more.

 

How Much Can I Recover After a Car Accident?

Compensation varies based on injury severity, medical costs, lost income, and impact on your quality of life. Our injury lawyers assess your case in detail to pursue the maximum possible settlement or verdict.

 

How Long Do Car Accident Cases Take to Resolve?

Many car accident claims settle within months, but complex cases can take over a year. Early legal representation can speed up the process and protect your claim.

 

Why Choose Jamie Casino Injury Attorneys?

Our injury attorneys bring years of experience and a client-centered approach to car accident cases in Savannah, Augusta, and Columbus. We fight relentlessly for your rights while providing compassionate support throughout your recovery.

 

Frequently Asked Questions

How long do I have to file a car accident claim? Generally two years from the accident date in Georgia and South Carolina. Can I sue if I was partially at fault? Yes, comparative negligence laws reduce compensation by your fault percentage but do not bar claims. Should I accept the first insurance offer? Always consult an attorney first to ensure the offer is fair. What if the accident was caused by defective vehicle parts? You may have product liability claims. How much do car accident injury lawyers charge? Most work on contingency fees with no upfront costs.

 

Contact Our Car Accident Injury Attorneys Today

Protect your rights after a car accident. Contact Jamie Casino Injury Attorneys for a free consultation by phone or online form. We proudly serve clients in Savannah, Augusta, Georgia, and Columbus, South Carolina.

No Win, No Fee.

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  • UNWAVERING COMMITMENT

    We won’t settle for less than you deserve, showing our dedication to your recovery and financial security.

  • PROVEN RESULTS

    We have a strong history of winning cases and getting big settlements for seriously injured clients, often going beyond policy limits.

  • INSURANCE INDUSTRY INSIGHT

    We understand insurance companies’ tactics and how they work, which helps us prevent them from downplaying your injuries and ensures you get the right compensation.

  • FEARLESS ADVOCACY

    Our tough legal team will fight hard for injury victims who can’t speak for themselves, making sure their voices are heard and their rights are protected.

FAQ’s

How much does it cost to hire a Savannah car accident lawyer?

When you choose us to represent you in your car accident case, you won’t have to worry about any upfront costs. We work on a contingency fee basis, which means you only pay if we win your case. Our fee is a percentage of the compensation we secure so you can focus on your recovery without stressing about legal fees.

The value of your car accident injury case depends on various factors, including the severity of your injuries, the impact on your life, and the extent of the damages you’ve incurred.

Our experienced attorneys will evaluate your case and work to maximize your compensation by considering medical expenses, lost wages, pain and suffering, and other relevant factors.

You may be eligible for workers’ compensation benefits if you’re injured in a work-related accident. These benefits can cover medical expenses, lost wages, and rehabilitation costs related to your injury.

Additionally, you may have the option to pursue a personal injury claim against a third party if someone other than your employer was at fault for the accident.

Yes, you may be able to recover lost wages as part of your compensation. Our attorneys will help you document your lost earnings and pursue reimbursement for the income you’ve missed out on due to your injury.

It’s important to be cautious when dealing with insurance companies after a car accident. While you must report the accident to your provider, you’re not obligated to provide a statement to the other party’s insurer.

Speaking with an attorney before giving a statement can help protect your rights and ensure you don’t inadvertently say anything that could harm your case.

The timeline for a car accident settlement can vary depending on several factors, including the case’s complexity, the severity of injuries, and the parties’ willingness to negotiate.

While some settlements may be reached relatively quickly, others may take several months or even years to resolve. Our experienced attorneys will work diligently to expedite the process while ensuring you receive fair compensation for your injuries and damages.

Car accident settlements can take time due to various reasons, such as ongoing medical treatment, liability disputes, or communication delays between parties and insurance companies.

Additionally, complex cases or those involving severe injuries may require thorough investigation and negotiation to reach a fair settlement. Rest assured; our legal team is committed to advocating for your best interests and working towards a resolution as efficiently as possible.

When speaking with an insurance adjuster, it’s essential to proceed cautiously. Avoid providing recorded statements or signing documents without consulting with an attorney first.

Our team can help you navigate conversations with insurance adjusters, protect your rights, and ensure you don’t inadvertently harm your case.

Yes, some injuries, such as whiplash or internal trauma, may not present symptoms right away but can worsen over time if left untreated. Seeing a doctor promptly ensures that any injuries are properly diagnosed and documented, essential for your health and any potential legal claims.

Since multiple vehicles and drivers may be involved, identifying the at-fault driver in a chain-reaction accident can be complex. Factors such as vehicle positioning, witness statements, and traffic laws are considered when assessing liability.

Our experienced attorneys will thoroughly investigate the sequence of events and identify the party or parties responsible for the accident, ensuring you receive fair compensation for your injuries and damages.

Georgia operates under a fault-based system for car collisions, meaning that the at-fault party is responsible for covering the damages resulting from the accident. This typically involves the at-fault driver’s insurance compensating the injured party for medical expenses, lost wages, and other losses.

Georgia follows a modified comparative negligence rule if you’re partially at fault for the accident. This means your compensation may be reduced proportionately to your degree of fault. However, even if you’re partially responsible, you may still be eligible to recover damages from other at-fault parties.

Accident lawyers in Georgia typically work on a contingency fee basis. This means that you won’t have to pay any upfront fees, and your lawyer will only receive payment if they successfully recover compensation for your case. The fee is typically a percentage of the settlement or court award.

Georgia law requires drivers to carry auto insurance with minimum liability coverage. After an accident, drivers must report it to the police if it results in injury, death, or property damage exceeding $500. Failure to comply with these requirements can result in legal penalties.

If an uninsured person crashes your car, your insurance policy may still provide coverage, depending on the terms and conditions of your policy.

However, you may also be liable for damages, especially if the driver had your permission to use the vehicle. Reviewing your insurance policy and consulting with an attorney for guidance in such situations is essential.